Thoughtfully designed new construction townhome offering modern comfort, efficient living, and stylish finishes. The open main level features an oversized kitchen and spacious living area rarely found in homes at this price point. Upstairs, both bedrooms include their own private bathrooms, creating two true primary suites—perfect for roommates, guests, or flexible living arrangements. A convenient half bath is located on the main floor.Interior upgrades include attractive shiplap accents, wood stair treads, and stainless steel appliances. Built for efficiency with EPS certification, mini-split heating and cooling, blown-in insulation, whole home ventilation, and an energy-efficient electric water heater. The home is also pre-wired for solar. Step outside to enjoy a covered back patio and private yard space. Unlike many similar homes, these are townhomes, not condos—you own your lot and there are no HOA fees. Located close to St. Johns shops, restaurants, parks, and transit. Price range based on buyer qualifying through the SDC Waiver Program. Annual income for up to family of 4 must be less than $124,100. Additional $5K incentive for preferred lender.