SELLER TO PAY BUYER’S FIRST YEAR OF HOA DUES. Explore 100% financing options with no money down through Seller’s Preferred Lender! This light filled residence is ideally located in the heart of St. Johns, offering a Walk Score and Bike Score of 93 and placing everyday conveniences just steps away. Enjoy nearby coffee shops, local restaurants, grocery options, neighborhood pubs, St. Johns Cinema, and boutique shopping along Lombard and Burlington, all within approximately one tenth of a mile. Scenic Cathedral Park and the iconic St. Johns Bridge are both located about one mile away, offering riverfront greenspace, walking paths, picnic areas, and memorable views beneath one of Portland’s most recognizable landmarks. Step inside to an inviting open concept layout where the kitchen flows seamlessly into the dining and living areas, creating a comfortable space for daily living and entertaining. The kitchen is outfitted with brand new stainless steel appliances, solid surface countertops, custom cabinetry, and exquisite tile work that adds both style and function. The living room opens directly to your own private patio, providing a welcoming outdoor retreat. Upstairs, the primary bedroom is joined by a second generously sized bedroom and a well appointed full bathroom. Both bedrooms enjoy abundant natural light from large windows and high ceilings that enhance the bright, airy feel. This home was built by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association, offering quality craftsmanship throughout. A one year builder warranty is included for added peace of mind. My list price is for buyers eligible for Portland Housing Bureau’s System Development Charge Exemption (SDC), an initiative promoting affordable housing across the City of Portland. If you’re not familiar with the program, then contact my people; they’re experts and are happy to guide you.