No money down, 100% financing options available! Welcome home. I offer a fresh approach to detached new construction in St. Johns, pairing modern design with an accessible path to homeownership. Unlike many other new construction homes, I am not a condo and have no HoA. You own the underlying lot outright and have no additional monthly dues to worry about. Built by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association, I showcase elevated finishes, abundant natural light, and an efficient use of space. Step inside to a bright, open main level designed for everyday living and easy entertaining. My kitchen features warm cabinetry, solid surface countertops, designer tilework, sleek black accents, stainless steel appliances, and an eat bar that connects seamlessly with the dining and living areas. A sliding glass door extends the living space outdoors to a private fenced yard, ready for pets, gardening, outdoor dining, or quiet evenings at home. Upstairs, lofty ceilings and expansive windows enhance both bedrooms. My primary suite offers a private ensuite bathroom, while the second bedroom provides flexibility for guests, a home office, or additional living space, with another full bath nearby. Efficient heating and cooling provide year round comfort. Step outside and enjoy a connected St. Johns lifestyle near Daydreamer Coffee and Public House, Taqueria Flores, El Coyote, Over Easy, Susy’s Carniceria, and City Food Market, with Northgate Park and Fred Meyer also nearby. A one year builder warranty provides added peace of mind. My list price reflects buyer eligibility for the Portland Housing Bureau System Development Charge exemption program, a City of Portland affordable housing initiative designed to support more accessible new construction housing for qualifying buyers.