RARE 2.5% ASSUMABLE FHA LOAN + 1 YEAR FREE HOA DUES! Time to start packing! Do not miss out on this unicorn townhome! To make this deal even sweeter, the seller is offering a $5,616 credit to cover your first full year of HOA dues with an accepted offer! Perched just blocks from Cathedral Park, this stunning 4-story, 3-bed, 2.5-bath property offers a rare financial opportunity combined with unobstructed, jaw-dropping views of the iconic St. Johns Bridge, Willamette River, and Forest Park. Step inside to an expansive, light-filled main level boasting 10+ ft ceilings, hardwood floors, a cozy gas fireplace, and a formal dining area. The gourmet kitchen features a central island and a spacious pantry, opening seamlessly to a private deck perfect for dining al fresco. The flexible floor plan offers plenty of dedicated space for everyone, including a private primary suite with an en suite bath. The upper level features vaulted ceilings and two additional spacious bedrooms with walk-in closets. For next-level entertaining retreat to the 3rd-story lounge room, complete with a private balcony showcasing spectacular panoramic river and bridge views.The amenities here are unmatched. The oversized, extra-deep 748 sq ft tandem garage easily fits two cars with ample space left over for a workshop, home gym, or gear storage. Plus, the home features a pre-built, fully framed elevator shaft—giving you massive bonus storage on each level now or the ability to add an elevator later. Total peace of mind comes standard, thanks to a full building envelope update (siding, windows, and roof) completed in 2021.Live the ultimate PNW lifestyle with unbeatable urban convenience. Walk to McMenamins Theater, StormBreaker & Occidental breweries, local coffee shops, parks, and downtown St. Johns dining. Unparalleled views, pristine modern comforts, a premier location, an incredible 2.5% interest rate, and a year of free HOA dues make this a one of a kind property that will not last! [Home Energy Score = 7. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10192481]