Welcome to 401 Monroe St in Umatilla! This spacious split-level home offers 4 bedrooms, 3 full bathrooms, and 2, 086 square feet of living space on a nicely landscaped 0.24-acre lot. Step inside to a bright and inviting upstairs living room featuring an impressive brick fireplace, expansive windows that fill the space with natural light, and new luxury vinyl plank flooring throughout the main living areas. The spacious kitchen offers hard surface countertops, abundant cabinet and counter space, a convenient peninsula, and an adjoining dining area. Additional interior improvements include new carpet in the bedrooms and updated bathroom vanities, including a double-sink vanity in the attached primary bedroom bathroom. The lower level features a second living room/bonus room, providing additional space for entertaining, relaxing, a game room, or a home office. With two separate living areas, this versatile floor plan offers plenty of room to spread out and enjoy comfortable everyday living. Step outside onto the elevated second-level deck overlooking the generous, fully fenced backyard, complete with established landscaping, and plenty of room for entertaining, gardening, or outdoor activities. The property also offers potential for RV parking. Major improvements include a brand-new roof in 2026, along with HVAC and water heater replacements in 2015. An attached two-car garage adds everyday convenience. With over 2, 000 square feet, thoughtful updates, two separate living areas, and inviting indoor and outdoor spaces, this home offers a wonderful combination of comfort and functionality. Schedule your private showing today!