FHA financing may be available, but only through Seller’s preferred lender. Welcome to a fresh take on Montavilla living. I’m a newly built, three level home designed to pair modern style with everyday flexibility. Built by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association, I showcase elevated finishes, abundant natural light, and an efficient use of space. Step inside and discover tall ceilings, oversized windows, and an open layout that makes everyday living and entertaining feel effortless. My kitchen features quartz countertops, stainless steel appliances, custom cabinetry, and generous workspace that connects naturally with the dining and living areas. Across my three levels, I offer four bedrooms and 2½ baths, giving you room for guests, work, hobbies, or growing needs. My primary suite creates a peaceful retreat with a walk in closet and private ensuite bath. Energy efficient mini split systems provide heating and cooling throughout, while my low maintenance design makes new construction living even easier. A private fenced patio gives you space for pets, gardening, outdoor dining, or a quiet place to unwind. Low monthly HOA dues add to the appeal. Beyond my front door, enjoy coffee at Mudd Works Roastery or Stone Soup PDX Café, plant based favorites at Secret Pizza Society, and cocktails at Blank Slate Bar. Fred Meyer and Montavilla Park are also nearby, while the Academy Theater and Montavilla Farmers Market anchor the beloved SE Stark business district. A 1 year builder warranty provides added peace of mind. My list price reflects buyer eligibility for the Portland Housing Bureau System Development Charge exemption program, a City of Portland affordable housing initiative designed to support more accessible new construction housing for qualifying buyers. HOLTE available on this property offering huge tax savings through a 10-year property tax abatement for an eligible buyer.