Your monthly payment for this home could be under $3200 a month (taxes & insurance not included)! With as little as 10% down, qualifying buyers can assume this loan and get a new loan with an effective interest rate of just 4%. Qualifiying buyers with a large enough downpayment can assume the entire loan for 2.25%. DO NOT MISS THIS AMAZING OPPORTUNITY, EVEN FOR INVESTORS! You do not need to be a veteran to assume the loan! And for anyone not currently familiar with McMinnville, let me tell you about the added benefit of the low utility costs with McMinnville Water & Light. This all adds up to a much more affordable house. Picture yourself living in this cheerful and well-maintained home in a highly desirable neighborhood in southwest McMinnville. The home welcomes you with and is surrounded by a beautiful, established garden full of lovely blooms in spring and summer with a full sprinkler system. The custom, traditional two story home boasts fabulous living space downstairs with a bright and airy living room with lots of natural light, a formal dining room, kitchen with a cook island and a new builtin combination microwave/smart oven, family room with wood-burning fireplace and a fantastic breakfast nook surrounded by windows and views of the flower-filled back yard. Upstairs there are three generous bedrooms plus an envy-worthy primary suite with vaulted ceiling, sitting area, and ensuite bathroom with walk-in closet and jetted tub. The tandem garage can house 3 cars, or use the back area for a workshop, storage, etc. This home, featured as one of the homes on the Christmas Home Tour in 2025, checks all the boxes! 50 year, cement tile roof adds to the value. Sellers would love to see you continue to love the home as they have and will consider all reasonable offers.